Applying does NOT affect your FICO® credit score!
You can get a payday loan in Colorado Springs at any time, 24/7, 365 days a year. However, first, understand some of the ins and outs of a cash advance in Colorado Springs.
The Colorado payday loan law does allow payday loans in Colorado Springs. The maximum payday loan allowed is $500.00. The minimum loan term is 6 months, so you have some time to pay it back. The maximum number of online payday loans in Colorado Springs is unlimited, but your total debt cannot exceed $500 at any one time. So, you could have 2 loans, 1 for $300 and 1 for $200, but then you would be at the limit of $500 for all unpaid loans.
The maximum finance charge is 20% for loans up to $300 plus 7.5% of the loan from $300 to $500. For example, if you got a loan for $400, your finance fees would be $60 for the first $300 and $7.50 for the next $100, or a total of $67.50.
One additional fee can be charged for each of your loans. It is a monthly maintenance fee of $7.50 for each $100 borrowed not to exceed $30. For a $500 loan, your fee would be $30 since this amount cannot be exceeded. The same fee would apply for a $400 loan - $7.50 X 4 = $30.
There is 1 rollover allowed for payday loans in Colorado Springs. A rollover is just a loan extension.
Simple, why go anywhere else? In fact, why go anywhere when you can request your loan from your home or apartment with your smartphone? There is no faster, more secure way to get a cash advance loan in Colorado Springs.
There are many reasons to get a payday loan in Colorado Springs, too many to list. However, here are a few key points:
CashinaSnap is a proven, long term company in the industry. With over 100 licensed lenders to refer you to, your odds of approval are higher when you work with us. Individual storefronts have limited assets and approve far fewer loan requests. We have served many thousands of people, and all of your information is secure.
CashinaSnap has been in the business for over 10 years, serving Americans coast to coast. We have a large (more than 100) referral base of lenders who have money to lend right now!
Why shop around from one storefront to the next wasting time and gas when you can take just 1-3 minutes right from your smartphone, laptop, or pad and get an answer even faster?
And, bad credit is not an issue as payday lenders know that most applicants have poor credit. They don’t even do hard credit checks because they are more interested in your ability to repay the loan i.e., you have a steady income source.
It is always best to use payday loans for emergency situations like a car breakdown or unexpected medical expenses, but there are no limitations on how you use the money.
Other requirements may apply depending on your individual situation.
Colorado Office of the Attorney General, or,
Uniform Consumer Credit Code, 1525 Sherman St., 5th Floor, Denver, CO 80203
Click the link at the bottom of the page or in the header and get started. Less than 3 minutes to complete a short form and less than 90 seconds to get your response.
Now that’s fast!
Need a fast online payday loan or cash advance in Colorado Springs?
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