Applying does NOT affect your FICO® credit score!
Looking for a quick $255 online payday loan in California, or even more? CashinaSnap may be able to help you. If approved, you can use your California payday loan for whatever financial emergency you have. Normally, if approved, your lender will deposit cash in your bank account the next business day.
Under California Payday Loan Law, the maximum payday loan you can borrow is $300. The payday lender can charge a maximum fee of 15% of the total amount. For example, if you write a $300 check, you pay $45 as a fee and get $255 as a loan.
In California, payday lenders can’t give a new loan to pay off existing loans or if an existing loan is outstanding. Borrow only as much as you can pay back in full on your next payday.
Legal Status: Legal
Interest Rate (APR): 460%*
Maximum Loan Amount: $300
Minimum Loan Term: Not Specified
Maximum Loan Term: 31 days
Finance Charges: 15% of the amount advanced
To qualify for an online payday loan in California, you must:
It is easy to complete your request online; our short loan request form is simple, easy, and fast to complete. All your information is secured by the latest encryption technology, and we never sell your data to other service providers.
Usually, it only takes 1-3 minutes to request. And, you will get an answer just as fast. If approved, your lender will contact you directly and go over the loan amount and all terms and conditions. You are not obligated to accept a loan offer.
CashinaSnap has more than 80% of its customers approved for payday loans in California (CA) with no credit check. Why? Because of our long history in the business and our incredible network of lenders.
With over 100+ lenders to refer you to, your odds of approval for the emergency cash you need are much higher than with storefronts or individual lenders.
We want to help you get the cash you need when you need it.
The payday loan law in California limits the payday lending to $300, minus $45 - the maximum fee, which is limited to 15%. California state law does not allow borrowers to roll over a payday loan. However, they can get another payday loan from the same lender shortly after paying the previous loan. Or they can take out payday loans from multiple lenders. There are no underwriting requirements by the state.
Additional California Payday Loan Resources:
California State Information” Payday Loan Consumer Information.
California Payday Loan Law and Legislation
California Department of Business Oversight (DBO)
Have more questions? Please refer to our general payday loan FAQ page
