Payday Cash Advance Loans in Riverside, CA

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Riverside Payday Loans

When an emergency happens, and you have very little time to figure out how to deal with it. Come to us here at CashinaSnap. We could offer up to $300 with our Riverside payday loans. You can get started right away by filling out our online request form.

Payday Loans in Riverside, California and Why You Might Need One

A constant cash shortage can be worse than a sudden, one-time need for additional funds. However, the best thing about short-term loans is that they can help you get rid of both the problems.

Reasons to Getting Loans Online in Riverside, California

There is an endless number of reasons why you may need extra cash. But if you found yourself in one of these situations, CashinaSnap is at your service.

To Qualify for Riverside, California Payday Loans, You Must:

California Payday Loans: Law, Stats and History

According to the state law of California, payday lending is legal.

California imposes a $300 limit on payday loans offered in the state. Payday loans can be taken for a period of no longer than 31 days with the maximum finance charge of 15% for every $100. No additional charges are allowed for the extension of a loan. No rollovers are allowed, there are no cooling-off periods between 2 consecutive loans, and only one outstanding loan is allowed. There is an allowed $15 NSF fee; criminal actions in all cases are prohibited.

Riverside, California payday loan regulations

Legal Status     Legal
Minimum Loan amount     Not Specified
Maximum Loan Amount     $300
Minimum Loan Term     Not Specified
Maximum Loan Term     31 Days
Number of Rollovers     0
Number of Outstanding Loans     1
Cooling-off Period     None
Finance Charges     $17.64 per $100.00
    15% of the amount advanced
    (up to $45 plus small fee)
Statute of Limitations     4 years

California Online Loan Lending Laws

Go through the following two documents to learn about the regulations concerning payday loans – the Civil Code 1789.30 et seq. and the Financial Code 23000 et seq.

Moreover, it is also required that all the transactions between a lender and a borrower be notated in a legal agreement. This agreement should contain information about the loan amount, terms and conditions, interest rates, and finance charges.

Loan Amount in California

California state law allows payday lending in an amount not to exceed $300.

Rates, Fees, and Other Charges in California

The total fee is $17.64 per $100.00 borrowed.

Finance charges should not exceed 15% for every $100 of the amount advanced plus a small fee.


How Much Would a $100 Payday Loan Cost?

With a 14 day term:

Loan cost: $17.64

Payback amount: $117.64

Payday Loan Terms in California

Licensed lenders may defer any deposit of customer checks up to no more than 31 days.

Extended Payment Plan

A lender has 2 options:

Consumer Information

The Benefits of Getting a Riverside Payday Loan from CashinaSnap

Here are the benefits that you get if you choose CashinaSnap for a Riverside payday loan near you:

How to Request Online Payday Loans in California (CA)

It is easy to complete your loan request online; our short loan request form is simple, easy, and fast to complete. All your information is secured by the latest encryption technology, and we never sell your data to other service providers.

Usually, it only takes 2-5 minutes to complete a request form. And you get an answer fast – typically in less than 90 seconds. If approved, your lender is connected to you directly and reviews your loan terms and conditions. You are not obligated to accept a loan offer.

Can You Have Multiple Payday Loans in California?

The payday loan laws in California limit you to having only one (1) payday loan at a time. You cannot get another payday loan until you have repaid the first one.

What Are the Benefits of Riverside, California Payday Loans?

Here are five reasons why you benefit from getting a Riverside, California payday loan:

Frequently Asked Questions - Payday Loans in Riverside

Who can apply for a payday loan in Riverside?

In Riverside, if you are over the age of 18, you can apply for a payday loan. You must have a social security number, a valid driver's license or state-issued ID, proof of income, and a bank account.

How many payday loans can I have in Riverside?

You can have only one (1) payday loan in Riverside. They must be paid in full before you are eligible to receive another payday loan.

How do I repay my payday loan?

When you get a payday loan, your lender will automatically deduct the amount due from your bank account on your due date.

Do I need a bank account for a payday loan in Riverside?

Yes. Lenders require an active checking account, so they can deposit your loan into your account as well as receive payment on your due date.

Can I renew a payday loan in Riverside?

No. Rollovers and extensions are not allowed in California.

How do I receive my cash advance loan?

When you apply online and are approved, you can expect funds to be deposited the next business day directly to your bank account.

Can I go to jail for not paying a payday loan in Riverside?

No. Criminal charges are prohibited in the state of California. A lender cannot file any criminal actions against a consumer who is unable to repay. However, if you default on your loan, the lender may turn your account over to a collection agency.

Can I trust Riverside payday loans?

Luckily for you, lenders make agreements transparent. And you are dealing with a licensed, direct lender. CashinaSnap is a referral company connecting you to more than 100 direct lenders. This greatly increases your odds of approval and saves you time and money driving from one storefront to another.

What are the benefits of payday loans in Riverside of California?

Let’s look at some benefits of payday loans in Riverside, California. We have been in business for over 15 years serving all California residents. Here are some common benefits:

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