1 Hour Payday Loans: Do They Even Exist?

You will see websites saying “guaranteed payday loans with XXX” and “we provide 1 hour payday loans no credit check” and other types of guarantees. Check out the fine print that is so hard to find.

1 Hour Payday Loans

THEY ARE FALSE AND MISLEADING! No one can truly guarantee approval of your loan request. It is just common sense. Lender approvals depend on a wide range of factors, e.g., you will not get approved for a loan if you do not have a current job with at least 6 months on the job. No lender can guarantee your approval.

How Long Does It Take to Get Payday Loans?

Here is another thing you should know, it may take only minutes, if your request is accepted, to get approval for a loan. However, it takes another 15-20 minutes for the lender to go over all your terms and conditions as well as get your formal approval for the loan. Then, funds are normally not deposited into your account for 1 full business day. That means, if you are approved on a Saturday, you will not have the cash until Monday (if it is not a holiday). Of course, during a normal work week, you can get next day deposits if your request is approved.


What You Should Keep in Mind While Getting Payday Loans

  • Payday loans should only be requested in emergency situations.
  • They may be a great way to avoid a ton of NSF fees or to just get your car fixed so you can get to work each day.
  • They should not be used as a financial tool.
  • The cost of the loans does not make them good for long-term lending situations.
  • Also, you are never obligated to accept a loan from any lender.
  • Ask about your terms and conditions.
  • Be sure you can pay back the loan when it is due.


Why Choose Us for Payday Loans?

At CashinaSnap, we have a large number of lenders with money to lend, over 100. This increases your odds of approval. And your loan request will be seen by as many of them as possible unless one accepts your request. Even better, it is all online, so it is fast, secure, and easy to complete our 1-page request form. You can do it right from your smartphone.

If you have concerns about payday loans or understanding what 1 Hour Payday Loans are all about, read some of the articles on our website.

Need an online payday loans to cover up your financial emergency? We are here to help. We can connect you to our array of reputable lenders in seconds after you complete your application. Just click here to get started!


Kimmy Burgess

Kimmy Burgess is the Manager of Cash in a Snap, which helps clients get connected to its large network of reputed lenders to get a no fax payday cash advance when they need it. Kimmy has over 20+ years' experience in Administrative Management, with many years in the lending industry. Her expertise includes customer service, client services and other functions in the payday lending business. She has also spent time in the mortgage industry prior to her move into the payday lending field. Kimmy has a number of pets including cats, birds, and a Chinese water dragon.

Category: payday loans

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