Derogatory items on your credit report, such as repossession and foreclosure, missed payments, charge-offs, bankruptcy, inquires, closed accounts, etc., are negative information that stay on your credit report for various lengths of time.
![How Long Do Derogatory Items Remain on Your Credit Report?](/blog/Uploads/how-long-do-derogatory-items-remain-on-your-credit-report.png)
Derogatory items on your credit report, such as repossession and foreclosure, missed payments, charge-offs, bankruptcy, inquires, closed accounts, etc., are negative information that stay on your credit report for various lengths of time.