Quick and Easy Loan: Which May Be Best for You

A payday loan, in some states, is also referred to as payday advance, which is a small loan typically repaid within a single pay period but not more than one month. It is for borrowers seeking some money to cover their immediate or emergency need for funds. They are often paid back on the next payday. Payday loans are fee-based loans. You will know the exact amount of your loan fee before accepting your loan offer. The loan and fees are to be paid in full when the loan is due.

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Short Term Vs. Long Term Loan: Which One Is Better?

Short-term loans allow you to get money faster than any other loan type. You can enter a loan request from a smartphone in 5 minutes or less and get an answer in seconds. You can also apply 24/7 and 365 days a year, which is impossible with traditional/long-term loans. You can often get your loan funds in just one business day once you are approved after requesting the loan. There is no collateral for short-term loans like payday loans. Other loans may require your home, auto, or other collateral to be tied to the loan before you can qualify.   

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Apply for Online Payday Loans in 5 Minutes

Payday loans are just short-term loans that help you get emergency cash when you are in a tight money spot. This can happen to anyone during a medical emergency, a sudden car repair, an overdue utility bill, and so on. Online payday loans are not instant but are the fastest way you can borrow money. When compared to traditional banks, they are incredibly fast.

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Ways to Easily Open a Checking Account

Everyone should have a checking account, even if you are starting. It can be a great way to learn to manage your money, set a budget, and track where you spend every dollar. Of course, you will be able to deposit and withdraw money. Your employer may even make a direct deposit into your account on your pay dates. 

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7 Reasons You Might Use Payday Loans

Missing a payment could result in large penalties or a repossession such as your car or major appliance. In this case the fees you pay on your payday loan may be well less than the cost of missing the payment. This is especially true with utility bills and checks that may bounce if not covered at your bank. NSF fees are $35 a check and utility companies are infamous for excessive penalties, new deposits and fees, restart fees, etc. that can add up to hundreds of dollars.  

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