Black Friday and Cyber Monday are the biggest shopping days. You can get great deals and huge discounts on almost every product out there. If you don’t want to deal with the crowds of people at the mall, then you can stay at home and buy everything you need from online sales.
The cost of the old appliance models usually drops when the new appliance models with the latest technology and features are introduced. You can take advantage of that time to buy older home appliance models and get more value for your money.
As already mentioned above, never use unfamiliar websites. Many times, you get an email with a fantastic offer that directs you to a fraudulent website. Either the money is deducted, but nothing is shipped, or the false site is just trying to steal your payment information. Usually, such deals would appear too good to be true!
Using a video conferencing platform, you can invite your friends and their children to a virtual Halloween party and organize a virtual costume contest, pumpkin carving competition, and other fun activities you wish.
There is another option called auto title loans. However, you have to put up your car as collateral, and if you miss a payment, the lender can often seize your car. Most people rely on their car to get to their workplace, so losing it is not a good prospect. Also, auto title loans are not legal in most states, so it is not an alternative for most people.
Payday loans are short term loans that are fee-based and paid back on your next pay date or within 30 days in almost all cases. They are unsecured and easy to qualify for and only take a few minutes to request from a smartphone.
Many people are desperate for money right now. It may be due to being off work or just poor management of your bills and expenses. But whatever the reason, be sure to step up and start taking control. You are not alone. Many people have been in your shoes before, and have got back control of their finances.
Even in this day and age, it is amazing how few people really know what they spend and what for. Setting up a budget and tracking all your expenditures is a responsible and great habit to form. Most people have items they spend money on every month that they can reduce or eliminate in tough times. And the amount each month is often far more than they realized until they tracked their expenses. A simple coffee drink 3 times a week can add up to $60-75 per month. Going out to eat adds up even faster, even if it is cheaper food.
The COVID-19 pandemic has disrupted all aspects of our lives. The unemployment rate grew, paying bills became difficult, and our financial security got affected. However, there are many helpful resources to assist you during this uncertain time.