Opening a bank account online takes a few minutes if you are eligible and have the required documents ready. Depending on the type of account you want to open, you may or may not require to deposit money immediately. Making an initial deposit is easier if you already have an account at another bank.
Personal loans do not require any collateral as they are unsecured loans. Payday loans are similar to unsecured installment loans because they do not require any collateral. You can also receive a small sum of money that has to be repaid within 2 to 4 weeks or at your next pay date.
A new short-term loan law goes into effect in Ohio to save Ohioans from getting trapped into a debt cycle. The new law follows standards already established in many other states, but there are a few differences.
When paying off debts, you must decide the order you are going to pay off your bills. You can avoid late fees, defaulting on payments, and paying high-interest rates by creating a solid debt repayment plan.