Can I get an Online Payday Loan if I have Bad Credit?

The answer is yes, you can! Every year millions of people get bad credit payday loans. In fact, bad credit payday loans make up over half of all payday loans. Bad credit payday loans are the only real option for getting a loan for those with poor or bad credit. Unlike traditional loans, payday loans do not rely on your hard credit scores (those with the big 3 credit bureaus). 

Read more

Bad Credit Loans with Instant Response

Some lenders out there claim to provide loans with instant decisions or even instant loans.  But this is not the case. Yes, you can get an answer in just seconds (an ‘instant’ response) after completing and submitting your loan request, often 60 seconds or less. And the loan request process is easy, secure, and quick to complete. The short form application makes it easier for any lender to review your information. 

Read more

Should You Pay off Your Bad Credit Loan Early?

When you get a payday loan there are states that allow rollovers or extensions of your due date. But if you live where this is possible and want to do it, you will find that there are additional fees (interest) added to your loan. These extra fees can be as much as your original loan fees. The result is the opposite of what you want: more fees that are not reduced when you pay back the loan. 

Read more

Here’s How You Can Plan Your Finances for 2021

Almost all of us have had some impact on our budgets in 2020. Review what happened and what you did to fix the problems that occurred. If you had a pre-existing budget track where you lost control. If you did not have one, set one up today. There are numerous resources in every community that are free and will help you set your budget if you are unsure what to do or where to start. 

Read more