How Can You Build Your Credit Score While Unemployed?

Even in this day and age, it is amazing how few people really know what they spend and what for. Setting up a budget and tracking all your expenditures is a responsible and great habit to form. Most people have items they spend money on every month that they can reduce or eliminate in tough times. And the amount each month is often far more than they realized until they tracked their expenses. A simple coffee drink 3 times a week can add up to $60-75 per month. Going out to eat adds up even faster, even if it is cheaper food.

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Halloween on a Budget: Some Money-Saving Tips for 2021

Don’t just buy whatever sparkles or looks good at first glance. Stick to the theme you have chosen. Even if your theme is just to be spooky, stick to that idea. You will buy less and may find other ways to produce the feeling or atmosphere you want to create. Some possible themes might be zombies, walking dead, ghosts, witches’ coven, blood and gore, spiders, Dracula, and so on. 

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